Exceptional flexibility in this 2015 raised bungalow, tucked away on a quiet court in one of Lindsay's newer neighbourhoods. Featuring a legal accessory apartment completed with permits in2017, this home is ideal for multi-generational families, investors, or buyers seeking a mortgage-helping income suite. Approx. 1,300 sq ft upper and 1,000 sq ft lower per MPAC. Both units are accessed from inside the home, allowing it to function seamlessly as one large family residence or as two fully independent units. Separate electrical panels add to the investment appeal. The bright upper level offers 2 bedrooms, a 4pc main bath, 3pc ensuite, cozy gas fireplace and a separate laundry room. The lower level impresses with high ceilings, large windows, 2bedrooms and a 4pc bath, delivering a space that feels anything but below grade. Each unit showcases an open concept kitchen, living and dining area, stainless steel appliances including over-the-range microwave, and its own full-sized laundry. Low-maintenance vinyl and tile flooring throughout, no carpet. Outside, enjoy an attached single car garage, parking for two in the driveway, and a beautifully fenced backyard with garden boxes. Minutes to downtown Lindsay, Ross Memorial Hospital, Fleming College and the Scugog River. A rare, turnkey opportunity in a sought-after location.