Ideal home with a mortgage helper or excellent investment opportunity! This well-located bungalow on the north side of Fergus features a legal accessory apartment, offering excellent flexibility for first-time buyers, multi-generational living, or investors. A covered front porch welcomes you into the bright main floor, where the living room flows naturally into the eat-in kitchen with ample cabinetry and counter space. There are 3 comfortably sized bedrooms and a 3 piece bathroom. A covered side porch provides a convenient separate entrance to the lower level and could also serve as a second entry from the driveway if used as a single-family residence. The large backyard offers a great outdoor space to enjoy. The lower-level legal accessory apartment features two bedrooms, a kitchen, family room, and 3-piece bathroom. Shared laundry and additional storage add convenience and functionality. Whether you're looking for a mortgage helper, in-law accommodation, or the flexibility of a single-family home, this property offers plenty of options. Ideally situated within walking distance to parks, the Cataract Trail, schools, churches, shopping, historic downtown Fergus, and the scenic Grand River. With easy access to Guelph, Kitchener-Waterloo, and Highway 401, this is a great opportunity to own a versatile property in a convenient Fergus location.