Welcome to the kind of home where neighbours wave and small-town living feels like home. Located in the heart of Havelock, this charming two-storey home offers space, comfort, and a lifestyle you'll love. Inside, you'll find 3 bedrooms, 1 full bath, and 2 half baths. The main floor features an eat-in kitchen, formal dining room, large living room with high ceilings, cozy family room, and the convenience of main floor laundry and 2 piece bath. The basement includes a finished rec room for movie nights, hobbies, or a play area, along with plenty of storage. Upstairs, the primary bedroom offers a private 2-piece ensuite, while the main bathroom features double sinks, a separate tub, and shower. Outside, enjoy the low-maintenance metal roof and vinyl siding, plus a carport, wrap-around deck, backyard shed, and a spacious yard which is perfect for relaxing or entertaining. Everything that makes Havelock such a wonderful place to call home is within walking distance, including local shops, restaurants, the public school, park, splash pad, arena, and ball diamond. Nature lovers will appreciate being just steps from the Mathison Property, a 250-acre natural area with scenic forest walking trails and wetlands. Havelock offers the best of small-town living while remaining close to larger centres. Peterborough is just 30 minutes away for shopping, healthcare, and entertainment, while Campbellford (which also has a hospital), Norwood, Hastings, and Marmora are all nearby. The GTA is approximately two hours away, making this an ideal location for those seeking a quieter lifestyle without being too far from the city. If you're looking for a welcoming community and a home with room to grow, 29 Oak Street is ready to welcome you!