Welcome to your own slice of waterfront paradise on the pristine shores of Hay Bay, just outside Napanee. This charming four-season home offers the perfect blend of comfort, natural beauty, and future potential. Featuring 3 bedrooms, this well-maintained home with a brand new main level bathroom is filled with natural light thanks to its large windows that showcase breathtaking water views. Beautiful flooring throughout creates a warm and inviting atmosphere, while the durable steel roof provides lasting peace of mind. Step outside to enjoy beautifully landscaped gardens and a tranquil waterfront setting with crystal-clear water, ideal for swimming, kayaking, boating, or simply relaxing while taking in the spectacular views. Whether you're looking for a year-round residence or the perfect waterfront getaway, this property delivers. The cozy upper loft/attic offers exciting potential to create additional living space, a primary suite, home office, or recreation room to suit your needs. An unfinished basement provides ample storage and further possibilities for future development. Situated on a quiet street with loads of parking, there's plenty of room for family, friends, boats, and recreational vehicles. Enjoy peaceful waterfront living while remaining just a short drive from Napanee and all the amenities you need. Don't miss this rare opportunity to own a beautiful waterfront home on sought-after Hay Bay, where stunning views, clear water access, and endless potential come together to create an exceptional lifestyle.