Charming and centrally located, this 2.5-storey home sits in the heart of Hamilton's Stipley neighbourhood and has undergone extensive upgrades since 2019. Major improvements include a full electrical rewire, a completely renovated kitchen and main bathroom, new main-floor 2-piece bath, and a newly added 3-piece bath on the third floor. The attic has been insulated, drywalled, and properly vented, the water main upgraded to 3/4" copper, the garage reshingled, and the hardwood floors refinished. Furnace and AC were replaced in 2021 (owned), and in 2024 a new deck was installed along with a rebuilt south-side fence. Backflow valve installed in the main sewer line. A functional lane-access single-car garage provides parking and additional utility. The home blends modern comfort with the charm of its early 20th-century (1915) heritage. Its east-west orientation brings natural light into the spacious, updated kitchen, while the separate dining room and adjoining living room create an inviting space for entertaining. The covered front porch offers a welcoming spot to enjoy warm evenings and connect with neighbours. The second level features three bedrooms, with a fourth bedroom in the finished loft complete with its own 3-piece bath. This versatile space works beautifully as a primary suite, teen retreat, or family room. The backyard, with its wooden deck, is ideal for outdoor dining, gardening, or growing vegetables. The garage also presents an excellent opportunity for a home gym or workshop. 20 Fairholt Road North delivers exceptional value with all the major work already completed ... move in and enjoy.