Located in a mature, quiet north-end St. Catharines neighbourhood, this fully updated legal side-split duplex is set up the way an investment property should be - two completely self-contained units, separate hydro meters, private entrances, and independent in-suite laundry for each suite, so there is no shared infrastructure and no landlord-tenant friction over utilities. The main-level unit is bright and well-proportioned, with large windows pulling natural light into an open-concept living and dining area. The kitchen has been modernized with quartz countertops and new appliances, including a dishwasher. Three solid bedrooms, a four-piece quartz bathroom, and a dedicated washer and dryer round out the upper floor. The lower suite is accessed through a private rear entrance and features a surprisingly functional layout: the primary bedroom is generously sized, with two above-grade windows that keep it from feeling like a basement space, plus a two-piece bathroom on that level. The lower floor opens into an open-concept kitchen, dining, and living area with a new stove and fridge, a full three-piece bathroom, and its own in-suite laundry. Both units have been freshened with new paint and carpet-free vinyl flooring throughout. Steps from Walker's Creek Park, and a short drive to Fairview Mall, the QEW, local schools, and everyday amenities. Currently tenanted at $4,220 per month combined - with tenants paying their own hydro. The water heater is owned. Both units are occupied; showings with notice.