Welcome to 1093 North Bay Drive on beautiful Balsam Lake - a custom-designed waterfront retreat where luxury, privacy, and breathtaking panoramic views come together in perfect harmony. Thoughtfully positioned to capture both sunrise and sunset vistas, this exceptional home offers stunning lake views from the kitchen, dining area, great room, and primary bedroom- all enhanced by soaring cathedral ceilings and expansive windows that flood the home with natural light. Designed for effortless year-round living and entertaining, the open-concept layout features luxury vinyl flooring throughout the main level, a striking two-sided stone propane fireplace shared between the great room and primary suite, and seamless access to three covered decks overlooking the water. The spacious primary retreat also includes a private hot tub, spa-inspired ensuite with soaker tub, glass shower, and double vanity and main floor laundry. The full-sized basement has a WETT-certified wood stove, workshop space, 200 amp service, exterior access, and endless potential for additional living or recreation space. Modern comforts include high-speed fibre-optic internet, automatic Generac backup power, a 7-filter drinking water system, owned furnace and hot water tank. Outside, enjoy your own private sandy waterfront complete with two docks and boat lifts, a charming beach house with power and Wi-Fi, lakeside fire pit, canoe/kayak storage, and covered boat storage. An additional two-level bunkie provides excellent space for guests, extended family, or Airbnb income potential. Located on a quiet dead-end road leading to the Provincial Park just 1.5 km away, this property offers the perfect blend of peaceful cottage living and practical convenience with year-round municipal road maintenance, garbage and recycling pickup, and mail delivery at the street. A rare opportunity to own a turn-key luxury waterfront property on one of the Kawartha's most sought-after lakes.