Welcome to your dream waterfront escape on beautiful Hay Lake! Offering 133 feet of clean sandy shoreline and 1.08 private acres, this exceptional four-season home/cottage is the perfect place to relax, entertain, or enjoy year-round living surrounded by nature. Located on a well-maintained four-season road with garbage pickup and modern conveniences including satellite TV, internet, and landline availability, this property combines peaceful cottage living with everyday comfort. Hay Lake is well known for fantastic trout and smallmouth bass fishing, miles of boating, and stunning natural beauty. Explore over 10 miles of boating with access right into Algonquin Provincial Park, while enjoying the endless crown land, shallow sandy swimming areas, and incredible sandbars nearby. The southwest exposure provides breathtaking sunset views that can be enjoyed from the dock, hot tub, or waterfront seating areas. The fully winterized three-bedroom home has been lovingly maintained and features a warm, inviting atmosphere with a stunning wood-burning fireplace as the centerpiece of the living space. A propane fireplace is also installed, ready to be connected. Inside, you will also find a spacious mudroom with extensive storage, a large laundry room, and a beautifully updated three-piece bathroom with a glass shower. The home is wired for a generator and serviced by a 160-foot drilled well complete with a water filtration and UV purification system. Outside, the property continues to impress with a 550 sq. ft. dock, outdoor shower, waterfront storage shed, workshop with workbench, adorable heated and air-conditioned bunkie, and a second screened-in bunkie featuring a futon and walkout to the five-person hottub. The paved asphalt driveway adds to the convenience and curb appeal. Being sold mostly turnkey with furnishings included, excluding bunkbeds, personal items, and kitchen/closet contents, this is an incredible opportunity to start enjoying waterfront living immediately!