Tucked into the heart of Virgil, 99 Loretta Drive is a warm and welcoming 4-bedroom brick home designed for comfortable family living. The open-concept main floor offers an easy flow for everyday life, with a bright living room, spacious eat-in area, and a beautifully finished kitchen featuring Cambria quartz countertops, soft-close cabinetry, and an oversized shaker-style island with plenty of storage. Step through the 8-ft patio doors to a fully fenced backyard, ideal for kids, pets, and summer evenings outdoors. Upstairs, generous bedrooms and large windows create a bright, airy feel, while the primary suite offers ensuite privilege and a 9' x 5' walk-in closet. Main-floor laundry, a double-car garage, and a walkable location add to the appeal. Just steps to the arena, playground, Centennial Sports Park, banking, and groceries, and only minutes to Niagara-on-the-Lake and the Niagara River Parkway, this home delivers space, convenience, and small-town charm.