Welcome to 197 Oak Leaf, offering premier adult lifestyle living (55+) in the heart of charming Richmond. This beautifully maintained 3 bedroom, 2 bath end-unit bungalow provides a perfect blend of comfort and accessibility. The sun-filled main floor boasts a spacious living area with recently refinished site-finished oak hardwood flooring that extends through both bedrooms. The updated open kitchen includes stainless steel appliances, a breakfast bar, and a bonus pantry, while the primary bedroom offers double closets and direct access to a four-piece bathroom equipped with a stackable washer and dryer. The fully finished lower level adds incredible versatility with carpeting and vinyl flooring, offering a large family room, a second finished laundry area, and a third bedroom with a double closet and a proper legal egress window. A second four-piece bathroom and extensive storage space complete this level. The home's mechanical systems are well-maintained, featuring an HRV system, 100-amp service, a 2009 furnace, and a rental hot water tank. The exterior is equally impressive, featuring a front deck with modern black metal railings and a large back deck overlooking the gazebo and courtyard. For added convenience, the property includes an exterior all-season elevator-style ramp, an electric wheelchair lift, and a side door leading directly to the fully insulated garage, which comes equipped with a workbench and auto garage door opener. As a Life Lease property, the monthly fee of $776.84 conveniently covers property taxes, building insurance, water, caretaking, landscaping, snow removal, and management. This warm and inviting home combines low-maintenance living with the benefits of a vibrant, friendly community. Please see the property website for additional info and videos.