With uninterrupted turquoise views of Lake Ontario, this exceptional residence is set within one of Cobourg's most coveted waterfront enclaves. Inside, quality, scale, and versatility are evident throughout, executed by a renowned Toronto design-build firm.The self-contained main floor features a 2-bedroom, 2-bathroom suite with a private entrance, modern kitchen, statement fireplace, formal dining area & front patio - ideal for multigenerational living or rental income. The lower level extends the home's flexibility, offering a bright, well-designed space with kitchen, high ceilings, & large window wells allowing for abundant natural light. Perfect for guests, hobbies, or even more additional income potential. The attached garage & multiple walkouts to the outdoors & private backyard, a personal retreat, professionally landscaped with hardscaping, lush greenery, lighting, a hot tub & gazebo. The lift is wood panelled and services all four levels. Upstairs, the second and third floors are dedicated to capturing breathtaking south-facing lake views. The open-concept living & dining areas flow onto multiple terraces, while the chef's kitchen showcases bespoke finishes, premium cabinetry, & high-end appliances. Two bedrooms, each with their own ensuite, along with a stylish family room, complete this level.The third floor offers a stunning blend of relaxation and entertainment space. A lounge with a wood burning, Scandinavian-inspired suspended fireplace opens to an expansive rooftop patio with panoramic water views. The primary suite is a luxurious retreat featuring a freestanding tub, double vanity, and glass shower, along with a sauna, and wet bar for your ultimate comfort. Located in the charming and increasingly popular town of Cobourg- known for its proximity to the city, heritage downtown, and vibrant dining and shopping, this home represents a rare opportunity to own a truly remarkable waterfront estate that blends timeless craftsmanship with modern living.